Welcome to Frugal MD

This discussion will focus on frugal ideas that I have, things I'm doing to save money, or anything else that might be helpful in order to make ends meet.

I probably don't have any more insights on the topic of finances than any of you. However, I am a licensed physician with a board certification in Preventive Medicine and I do have a few insights into health care finances and some other areas of scientific or social interest.

I was inspired by some of the responses I have received from friends and colleagues who have noticed that I do things to save money. Why would I even waste my time saving some money, what is a few bucks worth anyway. Well, my key argument is not that budgeting or saving a dollar or two is going to make a huge difference in your life, however, it is the mindset that you are making intelligent choices in your life, in one area finance, in other areas it may be your work hours or travel, that result in an improve your quality of life. If you save a few bucks on coffee every week, and then you save tens of dollars shopping on the internet, you may end up saving tens of thousands of dollars buying (or not buying and renting) a house or having a 401k or Health Care Savings account to rely on in retirement.

Even if nobody reads this I will be able to look back and chronicle some of my ideas in the area of saving money.....

here goes.

Welcome to Frugal MD.